Payment Processors: The Hidden Margin Crisis No One’s Talking About
The payment processing industry faces a hidden crisis. While Independent Sales Organization (ISOs) portfolios appear stable, their profitability has quietly eroded, and most haven’t noticed why. Surcharge Incremental Revenue Has Diminished For years, surcharging gave ISOs invisible pricing power. With merchants able to pass on processing costs to consumers, they accepted higher processing rates with.. read more →
The Strategic Flywheel: How ISOs Build Self-Sustaining Growth
The payments industry faces a growth paradox as margins shrink, while merchants seek more value. Independent Sales Organizations (ISOs) invest heavily in merchant acquisition while overlooking the tools that turn existing relationships into revenue multipliers. The solution: deploy digital tools like Klosebuy that unlock merchants’ growth potential. The Klosebuy Flywheel represents a strategic shift for.. read more →
Stop the Race to Zero: A Wake-Up Call for Payment Processors
My Personal Perspective For years, payment processing has been characterized by what industry insiders call “the race to zero”, the continuous downward pressure on processing fees as providers compete primarily on price. As founder and CEO of Klosebuy, a platform designed to connect local merchants with local consumers, I’ve witnessed firsthand how this race has shaped.. read more →
Agnostic Loyalty at the POS: Building a Loyalty Community, Not Just a Customer
In today’s market, small businesses need genuine customer relationships. In a previous article highlighted how Klosebuy puts “loyalty in your pocket,” but this article explores Klosebuy’s agnostic approach, working with any POS system, that extends loyalty beyond individual merchants to create community benefits. Unlike traditional POS-integrated loyalty, Klosebuy’s technology creates connections across entire communities. Breaking.. read more →
Klosebuy: Boost Merchant LTV. Expand Markets. Increase Revenue
Every Channel Partner shares the same goal: to grow their merchant portfolio, increase transaction revenue, and deepen merchant relationships. Achieving that requires more than just adding products, it takes delivering real, measurable value that merchants can see and feel. That’s the Klosebuy advantage. Klosebuy is a loyalty and customer acquisition platform, built to help merchants.. read more →
Driving Merchant Success: How Klosebuy Powers Transaction Growth
Channel Partners face a constant challenge: how to help merchants increase sales while boosting transaction revenue. Klosebuy offers a comprehensive solution that transforms customer engagement into tangible business results. The Merchant Challenge Merchants across all industries share common goals: When merchants succeed in these areas, it creates a powerful ripple effect. More transactions mean higher.. read more →
How Klosebuy Technology Helps Small Businesses
Technology is no longer optional for small and medium businesses (SMBs), it’s essential. As digital transformation continues across all industries, SMBs that adopt smart tools like Klosebuy gain a clear advantage: streamlined operations, deeper customer insights, and stronger growth through real-time, data-driven decisions. Klosebuy Empowers SMB Success: How Klosebuy Technology Helps Your Business: Klosebuy technology.. read more →
Increase Retention With Klosebuy: The Blueprint For Channel Partner Success.
For Channel Partners, the path to profitability isn’t a revolving door of fleeting sign-ups; it’s built on the solid foundation of retained merchants. Yet, too often, the allure of new acquisitions overshadows the critical need for sustained engagement. The result? A costly churn cycle, where businesses enter, disengage, and depart, leaving potential revenue untapped. True.. read more →
The Future of Channel Partnerships: Adapt, Innovate or Fall Behind
The role of Channel Partners is changing. They are no longer just middlemen; they must now provide genuine value to Small and Medium Businesses (SMBs). With the advent of easier do-it-yourself (DIY) onboarding and advanced marketing automation, SaaS-based loyalty platforms like Klosebuy can now equip Channel Partners’ sales teams with powerful tools to increase merchant.. read more →
Retention is the New Growth Engine: Why Organizations That Serve Small Businesses Need to Prioritize Loyalty
For small businesses, growth often feels like an uphill battle. They work hard to win every customer, but constantly finding new ones can be exhausting. What if the key to sustainable growth is keeping the customers they already have? Organizations that serve small businesses – associations, financial institutions, ISOs, and technology providers have a unique.. read more →